The Retirement Corporation of America

Important Disclosures

The Retirement Corporation of America (“RCA”) is an SEC registered investment adviser located in Cincinnati, Ohio, and is a wholly owned subsidiary of Fifth Third Bank.  Registration as an investment adviser does not imply any level of skill or training.  RCA and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which  RCA maintains clients.  RCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.  RCA’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of  RCA’s web site on the Internet should not be construed by any consumer and/or prospective client as  RCA’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by  RCA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of  RCA, please contact the SEC or the state securities regulators for those states in which  RCA maintains a notice filing.  A copy of  RCA’s current written disclosure statement discussing  RCA’s business operations, services, and fees is available from  RCA upon written request, or by clicking hereRCA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to  RCA web site or incorporated herein, and takes no responsibility therefor.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by  RCA), will be profitable or equal any historical performance level(s).

Certain portions of  RCA’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to,  RCA (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from  RCA, or from any other investment professional.  RCA is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.  

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if  RCA is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of  RCA by any of its clients.  Rankings published by  magazines, and others, generally base their selections exclusively  on information prepared and/or submitted by the recognized adviser.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to  RCA’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from  RCA, or from any other investment professional.

The Barron’s magazine “Top 1,200 Advisors,”  February 23, 2015, ranking uses quantitative and qualitative criteria and selects from a pool of over 4,000 nominations.  Advisors in the Top 1,200 Financial Advisors have a minimum of seven years of financial services experience.  Quantitative and qualitative measures utilized include:  assets under management; revenues generated; quality of practices; compliance records; and community involvement.  Investment performance is not a criterion.  The rating may not be representative of any one client’s experience and is not indicative of the financial advisor’s future performance.  Ratings for previous years encompass similar criteria.  The Retirement Corporation of America did not pay any fee to Barron’s in exchange for the ranking.  Barron’s is a registered trademark of Dow Jones & Company, Inc., all rights reserved.

Each client and prospective client agrees, as a condition precedent to his/her/its access to  RCA’s web site, to release and hold harmless  RCA, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from  RCA.

Securities and investments offered through Retirement Corporation of America:

Are Not FDIC Insured       Offer No Bank Guarentee      May Lose Value      Are Not Insured By Any Federal Government Agency      Are Not A Deposit     

DISCLAIMER: This website is for informational purposes only and does not constitute a complete description of our investment services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY "LINKED" WEBSITE.