The Retirement Corporation of America

CFP® Board of Standards

The mission of the Certified Financial Planner Board of Standards (CFP Board) is to help people benefit from competent, professional and ethical financial planning.

A Certified Financial Planner is required to act in an ethical and professionally responsible manner—and to adhere to the CFP Code of Ethics, which includes the following:

Principle 1. Integrity — shall offer and provide professional services with integrity. 
Principle 2. Objectivity — shall be objective in providing professional services to clients. 
Principle 3. Competence — shall provide services to clients competently and maintain the necessary knowledge and skill to continue to do so in those areas in which the CFP Board designee is engaged. 
Principle 4. Fairness — shall perform professional services in a manner that is fair and reasonable to clients, principals, partners and employers, and shall disclose conflict(s) of interest in providing such services. 
Principle 5. Confidentiality — shall not disclose any confidential client information without the specific consent of the client unless in response to proper legal process, to defend against charges of wrongdoing by the CFP Board designee or in connection with a civil dispute between the CFP Board designee and client.

Principle 6. Professionalism — conduct in all matters shall reflect credit upon the profession.

Principle 7. Diligence — shall act diligently in providing professional services.